ClubCash Legal Package v2.0
1. Definitions
‘ClubCash’ means the operator of the ClubCash platform. ‘User’ means any registered customer.
‘Merchant’ means an approved business accepting ClubCash payments.
‘Club’ means an approved organisation offering memberships.
‘EURC’ means the supported regulated stablecoin where available.
‘Wallet’ means the custodial digital wallet provided through the Services.
2. Acceptance of Terms
By accessing or using the Services you agree to these Terms. If you disagree you must stop using the Services.
3. Eligibility
Users must satisfy age, legal capacity and jurisdiction requirements. ClubCash may refuse or terminate accounts where permitted by law.
4. Account Registration
Users must provide accurate information, maintain updated details and protect credentials. Accounts are personal unless expressly authorised.
5. Identity Verification (KYC/AML)
ClubCash may verify identity, source of funds, sanctions status and beneficial ownership. Transactions may be delayed, rejected or reported where required by law.
6. Custodial Wallet
ClubCash is not holding any custodial wallet. Users control control the wallet & management of private keys. Clubcash is acting as a platform to integrate the membership & Payment workflow.
ClubCash safeguards supported digital assets using commercially reasonable security controls. Availability varies by jurisdiction.
7. EURC Transactions
EURC transfers may only be made to supported merchants and users where enabled. Blockchain settlement times may vary. Completed transactions are generally irreversible except where required by law.
8. Deposits & Withdrawals
Funding and withdrawal methods depend upon supported banking partners and regulatory requirements. Additional verification may be requested.
9. Merchant Payments
Merchants are responsible for goods and services sold. ClubCash provides payment processing and is not responsible for product quality or contractual disputes between users and merchants.
10. Club Memberships
Clubs determine membership pricing, eligibility and benefits. ClubCash provides the technical platform unless expressly stated otherwise.
11. QR Code Payments
QR codes must only be used through authorised ClubCash applications. Users must verify merchant details before confirming payment.
12. Fees
Fees, where applicable, are disclosed before completion of a transaction. ClubCash may amend fees with reasonable notice.
13. Refunds
Refund eligibility depends upon merchant policy and applicable consumer protection law. Approved refunds are returned to the original funding destination where practicable.
14. Chargebacks & Disputes
Users should first contact the merchant. ClubCash may assist investigations but does not guarantee reversal of completed digital asset transactions.
15. Acceptable Use
Users must not engage in fraud, money laundering, terrorist financing, sanctions evasion, unlawful gambling, malware distribution, abusive behaviour, infringement of intellectual property or any unlawful activity.
16. Fraud & Security
ClubCash may temporarily suspend transactions where suspicious activity is detected. Users must immediately report unauthorised access.
17. Privacy & GDPR
Personal information is processed in accordance with the ClubCash Privacy Policy and applicable data protection legislation including GDPR where applicable.
18. Intellectual Property
All software, trademarks, graphics, logos and content remain the property of ClubCash or its licensors.
19. Suspension & Termination
ClubCash may suspend or terminate accounts for breach of these Terms, legal obligations, fraud prevention or security concerns.
20. Regulatory Compliance
Services are available only where legally permitted. Features may differ between jurisdictions.
21. Apple App Store Terms
This agreement is between the User and ClubCash, not Apple. Apple has no responsibility for maintenance, support or claims relating to the application except as required by applicable law. Apple and its subsidiaries are third-party beneficiaries of these Terms. Any in-app purchases will comply with Apple’s App Review Guidelines.
22. Google Play Terms
Distribution through Google Play is subject to applicable Google Play policies. Google is not responsible for operation of the Services.
23. Limitation of Liability
To the maximum extent permitted by law, ClubCash excludes liability for indirect, incidental and consequential damages. Nothing excludes liability that cannot legally be excluded.
24. Indemnity
Users agree to indemnify ClubCash against losses arising from breach of these Terms or unlawful use of the Services.
25. Force Majeure
ClubCash is not liable for delays caused by events beyond reasonable control including natural disasters, cyberattacks, telecommunications failures, war or governmental action.
26. Governing Law
These Terms are governed by the law of the operating ClubCash entity identified on the website, subject to mandatory consumer rights.
27. Contact Details
Legal notices, complaints and regulatory enquiries should be submitted using the contact information published on the official ClubCash website.
Appendix A – Privacy Policy Summary
ClubCash collects account, transaction and device information to provide services,
meet legal obligations, prevent fraud and improve security. Users may exercise applicable privacy rights
including access, correction and deletion where available.
Appendix B – Merchant Responsibilities
Merchants must comply with consumer protection, tax, AML, sanctions and licensing
requirements. Merchants remain responsible for the quality of goods and services supplied.
Appendix C – Risk Disclosure
Digital assets may be subject to operational, regulatory and technological risks.
Although EURC is designed as a fiat-referenced stablecoin, redemption, availability and regulatory treatment
may change. Users should only use the Services if they understand these risks.